Intuitions Coop - Savings and Loan Management System
Intuitions Coop – Make your Cooperative Loan Management easy, This is a Modern and Responsive Loan management system, is design and develop for small and big Cooperative, micro-finance bank etc, that require streamlined loan control, savings account. The system also automates the savings, borrowing and payment processes. This software is a cloud based application used by most cooperative, mini – bank, micro-finance bank etc. to handle loan and savings transaction.
Highlight - Account Dashboard - Payment Management - Employee Management - My Wallet Module - Borrower - Bank Loan System - Acess Level Permission - Savings Account - Email Notification System - Inbox Message - Automatic deduction of sms charges on monthly basis across all customers account. -
Features & Capabilities
Mobile & Smarter Processes
Time is valuable. With a custom mobile application, your members can manage their accounts from anywhere at anytime.
- Loan Application, Guarantor’s Verification.
- Savings, Shares, Ledgers, Notifications et al..
Dashboard
Each Member and Cooperative admin will have their own dashboard
Email/Push/SMS Notification System
Customize SMS. Email notification system
Loan Management
Using the advanced flexibility, control your loan and rates.
Membership Management
Register and manage contributions, deposits and withdrawals.
Inventory Management
Control your store. Real time access anywhere and anytime.
Accounting Reports
View your MAB, Cash Book, Ledgers, Trial Bal. & Balance Sheet.
Intuitive & User-Friendly
Most functions can be done in one or two clicks. The system has a simple and clear user interface, with best-practice workflows taking you through all core processes, and relevant data always at your fingertips.
Borrowers Management
The system enables the capture of personal information, unique identifiers, next of kin details, business information and much more. You can upload scanned photos or documents to a client’s account. You can also add your own custom fields.
Loans & Savings
This system has flexible loan and savings module which you can adjust or customize to suit your microfinance needs. Manageable fields include loan term, interest rate, repayment schedule, interest calculation method, charges and many other options. Loan approval process follows the best microfinance standards
Accounting
You can configure your chart of accounts with GL codes and link them to loan or savings products and many other applicable areas. Some journal entries are automatic like loan disbursements, while some can be added manually. You can find various accounting reports like trial balance, balance sheet and profit and loss accounts.
Reports
View and export high quality reports. Reports include borrower numbers, loan portfolio, arrears reports, savings reports, expected vs actual payments, collection sheets, provisioning and many more
Staff Management
Manage users with ease. Set permissions for each staff role and control what pages they can see. You can also set payroll for your staff. See audit trail to check what your staff has been doing.
